Tuesday, April 30, 2024

10 Great Products To Make Hair Curly and Soft

curling hair comb

Sculpt it through your hair, air-dry or diffuse, and urge in those bends. Co-founder of Curl Centric® and Natural Hair Box, Kenneth has dedicated himself to promoting ethical and scientifically-backed hair care practices. Rigorous editorial guidelines, industry recognitions, and features in numerous media outlets evidence his expertise.

Ouidad Double-Row Detangler

This brush has boar bristles, which are wonderful for brushing your curls when they are dry. This bristle type distributes the natural oils throughout your hair, leaving your curls soft and manageable. This type of brush is the one I grab when I want a sleek topknot or low bun. To achieve a polished look, I wet my hair and apply a small amount of gel or serum through my curls and then smooth the hair down. This particular brush is best for fine-to-medium hair, as the bristles are soft and may not penetrate to the scalp well for hair that is thick. Once you finish putting all your hair in rollers, you’re now done!

Comb with a Wide Tooth Comb

By the end of this section, not only will you be able to get rid of knots and tangles in record time, but you’ll also know how to avoid and prevent future hair damage. Another pick from Pattern, this sleek comb will look beautiful among your haircare products. For dry hair, it works to separate and fluff, and for wet hair its wide-set teeth gently work out tangles. Keep reading to find the best comb for curly hair, whether you're looking for one to use in the shower, a high-quality pick for for your coils, or an everyday gentle detangler.

Beyoncé says hair-care line Cécred has personal roots, including her psoriasis battle

If the hair curlers have any advanced features, such as cordless battery life or quick-heat settings, then we'll try these out to test if they work and if they're worth you spending extra money on. You’re spoilt for choice when it comes to the type of curls you can achieve with this styler, as it comes with six different brushes and attachments. Whether you want beachy waves, Hollywood curls or something in between, we guarantee you’ll be able to achieve it with the Dyson Airwrap, and we’d certainly hope so, considering how much they cost. Always start at the ends and slowly move upward to the roots. It also helps to comb your hair in sections rather than all at once. And be mindful at all times of how aggressive you are with the comb – gentler is better.

Curly hair is much more fragile than other hair types and would break under the pressure and manipulation of improper combing. I separate the sections into three long sections and continue the process the same way as the rest of my head. You know you’re putting the curlers in right if the curler is in front of the hair and fully visible in the mirror before rolling.

Evolve Styling Brush #575

I recommend using The Ultimate Detangler in the shower while your conditioner is in, which provides slip and makes untangling curls infinitely easier. This brush is particularly good for curly hair because it has extremely flexible bristles that are still stiff enough to reach the scalp. This brush is also wonderful for dry detangling before a refresh. It’s great for all hair types, but best for fine-to-medium curls. Beth Gillette is the beauty editor at Cosmopolitan with four years of experience researching, writing, and editing hair stories that range from wavy hair products to natural hair braid ideas. She’s an authority in all hair categories but is an expert when it comes to curly hair brushes through many interviews with experts and hairstylists.

And a brush with stiff bristles and a beveled base will help you define your curl pattern right at the root. I’ve tried many brushes and this is my all-time favorite for drying my curly hair straight. This brush works best on medium length-to-long hair due to its size. The large diameter and the combination of bristles on this Goody round brush allow you to create tension on your hair, which produces amazing straightening results in combination with a blow dryer. Starting your curl journey can be equal parts challenging and rewarding. When I started to embrace my curls a year and a half ago, I found it especially difficult to find the best styling tools.

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Best Weekend Looks for Heat-Damaged Hair

Another option would be to use a leave-in conditioner on soaking wet hair and using the brush or comb as described above. On occasion I will do a dry detangle, making sure to use a very flexible plastic brush or comb to be as gentle as possible. They are multifunctional — great for adding volume, sectioning hair, and doing gentle detangling on small sections. This comb will give you a clean part with the rattail, perfect for half-up hairstyles, braids and twists.

At the bare (brush) minimum, all curl types can benefit from keeping a wide-tooth comb in the shower for detangling and distributing products through wet hair. But the rest of your brush kit will depend on your styling needs. A boar-bristle brush can help detangle and smooth a fresh blowout or silk press, while a detangling brush can help you work through knots before stepping in the shower.

Once the roller is flat against your head, twist the ends together. The best curlers give you beautiful bouncy curls and waves that stay all day. Assuming you weren’t blessed with your preferred beachy wave, corkscrews or big bouncy curls at birth, you’ll have to turn to the best hair curlers to create them for you... If using heat is your way to achieve flawless curls, then make sure to use a heat protectant spray. We love TRESemmé Thermal Creations Heat Tamer Spray because you can easily spray it throughout your hair and comb it through to distribute. After applying, use a hair wand or curling iron to give your hair bouncy curls.

curling hair comb

It has two heat settings of 210C and 230C and 3 timer settings for different curl effects. Other features we rate include the heat ready indicator and 20min sleep mode function. Let’s start with looks – as with all ghd products on the market, it’s a desirable looking bit of kit and feels well built in the hand and proves easy to use. Your ultimate guide to curly hair types and how to care for them. As a dynamic husband and wife duo behind Curl Centric, our passion for curly hair has fueled a transformative journey. For some, that might be once per week, and for others, it could be multiple times per week.

11 Best Brushes For Curly Hair On Amazon - HuffPost

11 Best Brushes For Curly Hair On Amazon.

Posted: Fri, 01 Mar 2024 08:00:00 GMT [source]

It may take a while to get through your hair, but it’ll be worth it in the end. When finger detangling, don’t try to work through every single tangle – just separate each section in multiple places and remove the large tangles. To do this, simply divide your hair into manageable sections and secure each of them using hair clips or elastic bands. You don’t necessarily need a comb to section your hair – your hands will work just fine. With a lifelong love for design, Dareth's journey began with a desire to enhance the natural beauty and confidence of brides.

Different textures, patterns, and shapes come into play, meaning there is no one-size-fits-all approach when it comes to a routine. Washing and styling might be an obvious one, but the type of brush you use for curly hair is a major factor in keeping your curls looking fab. Celebrity stylist and curl expert Nai’vasha says those with curly hair should look for tools that "detangle and define in one punch," such as "paddle brushes, gloves, and Denman-style brushes."

Despite the name, this comb will detangle wet or dry hair with ease. The squiggly teeth work to evenly distribute hair across the entire length, which helps prevent snagging. Santiago personally recommends this double-row comb from Ouidad, which helps to dentangle curls more efficiently than a traditional single-row comb. "Its long teeth pull through the curls without pulling or snagging, and the end result is shiny, frizz-free hair." Its chrome pink color is eye-catching on any vanity, too.

Professional Salon Hair Styling Tools & Accessories

curling hair comb

This InStyler straightening brush, in combination with drying my curls with the round brush mentioned in #9, gives me a salon-quality blowout without ever leaving my house. Welcome to frizz season, folks, which means it's high time to arm yourself with haircare products that will reduce frizz and breakage. It's key to find a comb specially designed for your specific hair texture and curl pattern to avoid damage and end up with silky, healthy hair.

Ouidad Double Row Detangler

Try altering your current regimen with products that will work to get the curl you want from start to finish. Start off with SheaMoisture Coconut & Hibiscus Curl & Shine Shampoo and Conditioner. This set uses coconut and neem oil to help hydrate your thirsty curls and reduce breakage. Let’s face it, everyone deals with tangled strands, and when you have curly hair, it’s easy for your curls to become undefined. Check out these products below to help you easily detangle your hair and define those curly strands. Below, we’ll break the curly hair detangling process down into easy steps that anyone can understand and execute.

curling hair comb

Toni&Guy Style Fix Curler

The Best Comb for Curly Hair 2024: 11 Options for Easy Detangling - Oprah Mag

The Best Comb for Curly Hair 2024: 11 Options for Easy Detangling.

Posted: Thu, 22 Jun 2023 07:00:00 GMT [source]

For me, I prefer to get my proper part right before anything else. Then I separate my hair into a back section, two sides, and the top. I use the end of the rat-tail comb to create the sections, and the claw clips to hold everything in place. Designed to create more volume and soft, natural waves, age Volume Curls by TRESemmé has a larger 32mm ceramic barrel.

How to choose the best hair curlers for you

We loved the digital display, which shows the temperature of the wand. There are no less than 10 temperature settings ranging from 120°C - 210°C to suit different hair types and styles. We were impressed with how natural the curls looked – the styler automatically alternates the curl direction each time a section of hair is drawn into the chamber to achieve this.

curling hair comb

It felt so nice on the scalp and quickly eradicated tangles and tension. Whether your go-to hairstyle features soft, loose curls or you’re blessed with natural ones, this brush from Dybar is a good one. It features flexible bristles that easily untangle wet or dry hair without painful pulling or tugging. We also love its soft-touch handle that’s lightweight and slip-free.

It also boasts 'colour lock technology' and works with all voltage levels, making it perfect for travel. Cord length is a little short compared to others, at 1.8 metres. The Wahl curling tong isn’t ugly, or indeed bulky, but it is basic rather than inspiring looking. That said the tongs feel fine in the hand, however, we did find the on/off switch a little confusing as it lights up red and we’d expect a green light to signal ready to use. Read our full Dyson Airwrap review and make sure you check our Dyson discount codes to bag the best price.

Rizos Curls Pink Detangling Flexi Brush

A great shower option, this brush from Tracee Ellis Ross’s Pattern Beauty detangles thick hair without causing breakage. During testing, we noticed the brush does an excellent job of distributing conditioner throughout wet hair, taking note of how effortlessly it glides through curls. It was also helpful when trying to style and define hair without creating frizz—something that’s easier said than done. The only thing we didn’t love was that, if it’s handled too aggressively, it can break.

Tangle Teezer The Ultimate Detangler

One thing’s for sure, though; you shouldn’t be combing your hair every day. Now keep reading to find your new go-to curl brush, along with how to properly detangle your hair type, when the best time to brush your curly hair is, and more below. I detangle my hair while I’m still in the shower as I apply conditioner.

Though technically not a comb, our beauty editor (who has thick waves) can't get enough of this wide-tooth brush from Olivia Garden. Beloved by professionals and consumers alike, it has a grippy base and a curved head to "hug" the scalp. The bristles are rounded for a scalp massage, and it glides through hair rather than tugging. Designed for all hair types and textures, Briogeo's wide-tooth comb does double duty as a post-shower detangler and an in-shower treatment.

As the name suggests, Ouidad’s Made for Curls Detangler is designed specifically to remove tangles, knots, and tension in curly hair. Though we found the most success using this tool in the shower, you can use it on wet or dry hair. We especially love that you can add or remove bristle rows to create the perfect tension for your unique curl pattern. Go for a wide-tooth comb, which can help clump your curls while lightly detangling them. Trying to work through tangles quickly before braiding, twisting, or showering? Look for a wide paddle brush with ball-tipped plastic bristles.

You should never comb through your hair without a detangling product. Detanglers are formulated to make your strands more pliable and slippery, so they can better slide past each other as you detangle. Beth Gillette is the beauty editor at Cosmopolitan, where she covers skincare, makeup, hair, nails, and more across digital and print. Follow her on Instagram for makeup selfies and a new hair 'do every few months. I use an oversized version that is 35″ x 35″, and fold it into a triangle.

YS Park brings over 45 years of experience to the table and offers one of the largest selections of high quality and professional-grade hair tools like hair brushes, combs, and accessories. When your wet set is dry (usually overnight for me), you’ll undo the scarf and brush out all the curls. As a follow up to this post, I’ll share some tips on how I do a brush out and style, but until then you can check out my hyper-lapse Instagram post on a brush out. Since I have bangs that are still growing out and don’t quite fit into a curler, I do a special little trick with my pin curl clips. I get them separated from the rest of my hair and use setting lotion on the whole thing. Then I wrap all of my bangs around my pointer finger until there’s no hair left.

Monday, April 29, 2024

How to Avoid and Reduce the Symptoms of Altitude Sickness The New York Times

mill house maui

This one came topped with toasted coconut and a pineapple compote. Of coarse, the toppings were from the Maui Tropical Plantation. Then the panna cotta with fresh toasted coconut and a pineapple compote. Ponte’s dishes reflect Italian, Hawaiian, and Asian origins enlivened by local ingredients and a creative sensibility (e.g., taro-leaf risotto with bone marrow; gnocchi with shiitake, zucchini, and fried quinoa). Burgers, fish sandwiches, and the pricey steak ($55) come in more straightforward but no less tasty preparations.

Keep your friends close and your farmers closer!

Sauteed Mahi MahiWhen you’re looking for all the best island flavors in every bite, you absolutely must try the Sauteed Mahi Mahi at Cafe O’Lei. To prepare this entrée, they saute fresh mahi-mahi in a Thai curry before topping it with mango compote, toasted coconut, and cashews. Steamed rice in a banana leaf arrives alongside to help you pick up all the flavorful sauce in every bite. Pork Belly BaoThe Pork Belly Bao lets you whet your appetite with savory flavors that’ll leave you craving more. They create this lunchtime appetizer by frying up pork belly until it’s perfectly crisp.

Listen to your body

mill house maui

It’s great with fish and chicken, and was a perfect accompaniment to the fish sandwich of the day. The fish sandwich comes with macadamia nut pesto, tomato, frisée, and shallot. Broccolini is on the same wave-length as kale for me. This feature of both broccolini + kale hit the mark just-right. The greens come charred and served with local macadamia nuts, a generous pile of parmesan, red chili flakes, and a drizzle of lemon.

Ben Lowenthal: The Surprising Persistence Of Conservatism In True Blue Hawaii

Pop-Up Perfection Pop Up Dining Maui Hawaii - Maui No Ka Oi Magazine

Pop-Up Perfection Pop Up Dining Maui Hawaii.

Posted: Tue, 23 Feb 2021 08:00:00 GMT [source]

The Mill House Maui was actually the plantation’s banquet hall for a long time, used for special events and cranking out cafeteria-style food. Familiar faces like Brant Holland came on as manager, Jeff Scheer — whom you’ve seen in our posts about the Chef’s Table — was named executive chef, and the restaurant was built out in phases. The venue and menu is now complete and they’re ready to rock, not to mention the surrounding ag land now grows a lot of the ingredients that they use. The Mill House in Maui is situated in a serene setting in the center of a tropical working farm, providing beautiful views of the surrounding Waikapu Valley. Nestled in the Maui Tropical Plantation, The Mill House restaurant overlooks farmland and the Waikapū Valley.

Side Orders • August 31, 2017 News, Sports, Jobs - Maui News

Side Orders • August 31, 2017 News, Sports, Jobs.

Posted: Thu, 31 Aug 2017 07:00:00 GMT [source]

Dinner is definitely more upscale and expensive (though, this is still Maui, so flip-flops are always welcome), but if only one big night out is in the budget, The Mill House is where you should spend it. The fine dining setting, gorgeous views, and friendly service at Cafe O’Lei are sure to win you over, but the real magic is in their food. As a family-owned and operated joint, they put their whole hearts into the creation of every dish. From dreaming up the recipes and sourcing fresh ingredients to carefully preparing every selection and plating it up with artistic flair, they take pride in all they do to ensure you have a fantastic dining experience.

mill house maui

We began lunch at The Mill House with Swiss chard fritters with parmesan and garlic aioli. Linger for after-dinner drinks at The Mill House Bar, where even the cocktails take advantage of the tropical produce grown locally on island and pay homage to Maui’s sugarcane era. Enjoy fresh flavors from herbs and fresh tropical fruits in creative cocktails such as the Waikapu Planters Punch or the Easy Rider. Full wine and beer menus are also available, including several local Maui brews.

Mill House Maui opens (officially)

Servers and bartenders are eager to share what’s thriving at the plantation’s farms and across the island, whether it’s fresh corn served with Calabrian chili butter or a Shrub Royale cocktail accented with lemon, guava, and dragonfruit. Always attentive—and eminently knowledgeable—The Mill House’s servers can help you and your crew decide on the right portions—and flavors—for a satisfying experience. Nestled into the Maui Tropical Plantation in Waikapū, The Mill House Maui epitomizes the farm-to-table concept—and then some.

Maui Tropical Plantation

Then, they put it in Chinese sweet buns along with green papaya salad. You’re also welcome to eat outside on the back patio when it’s available if you want an open-air dining experience. From that vantage point, you can enjoy the crisp island air while getting a close look at all the tropical plants on the grounds. No matter where you sit at Cafe O’Lei, you can expect exceptional service every step of the way. From the warm Alohas when you walk in to the attentive service through the end of your meal, it’s clear that the staff want you to feel right at home. A special dining event called “Chef’s Table” occurred at the Mill House on Friday and Saturday evenings.

For reviews, menus, photos of other central Maui restaurants see Central, Upcountry, and North Maui restaurants. See below for the Mill House menu list, food photos, and video. Consider working your way up from a lower sleeping elevation to a higher one, since the critical factor — for altitude purposes — is where you spend the night. Many people experience the morning altitude headache, in which “your skull feels too small for the pulse that’s coming,” said Steve House, the founder of Uphill Athlete, a company that offers high-altitude endurance coaching. The Milk and Honey dessert was also a surprise; it sounded kind of plain on the menu. There’s hints of citrus in the cake, even without the slices of grapefruit, and the whole thing is light, bright and slightly sweet.

Located in Central Maui, the Tropical Express Tour, sometimes called the Mill House Plantation Tour, is a fun train ride tour around a pineapple farm. After touring the Maui Tropical Plantation, there’s a delicious meal to be had at the Mill House Restaurant. This post includes a video of one of the best attractions for foodies on Maui, plus a full tour of the Mill House lunch menu. Start your meal at this farm to table in Maui restaurant with an order of the root vegetable fritters alongside a cool cilantro mint yogurt dipping sauce.

The chef produced a 7-course meal featuring interactive dining, where guests could discuss each food item with the chef as he served them in his open-air kitchen. Kumu Farms and Maui Oma Coffee Roasting Co reopened the newly renovated Country Market! Come explore the wide variety of freshly grown produce, farm value-added products, coffee, tea, and brewing accessories. The Country Market has created an atmosphere of healthy and tasteful experiences.

But it’s something to be aware of, especially if you’re traveling on a budget. Overall, I don’t think that the uniqueness or fineness of the food justifies that kind of pricing—you’re clearly paying partially for the food itself, but also for the location. As befits a restaurant in a tropical plantation setting, Cafe O Lei has an extensive menu of mostly run-based cocktails, as well as creative Mocktails. The Mill House menu was perhaps a bit more formal with fewer appetizers.

The prawns are caught off the island of Kauai and the vegetables are all locally sourced. Morimoto at the Andaz Resort Maui has one of the best views on the island, and serves a seafood/sushi focused menu with an omakase option. The most authoritative source for restaurants, attractions, & vacation rentals for the Hawaiian Islands.

Sunday, April 28, 2024

Biggest Bathroom Design Trends Of 2024

bathroom flooring design

Born and raised in Istanbul, Turkey, Damla Turgut turned her passions for art, design and her homeland into a career, launching Otto Tiles & Design in 2015. Her London-based company has three showrooms and the tiles she designs are handmade in Turkey by skilled artisans using traditional methods. She remains creative director at the helm of Otto Tiles & Design, now trading via a new US website. Versatile, bold, and refusing to be boxed into one style or aesthetic, Michelle Palmer Murphy of DEMI RYAN is a designer to watch. Originally from New York and now based in Chapel Hill, NC, Michelle is branching out all across the United States, and her work is getting national recognition. If you're living in rental, re-tiling your small bathroom floor won't be an option.

A Guide To Bathroom Flooring Materials

From kitchens to bathrooms, colorful to textural, these suggestions guarantee and elevated space. "Whether they are in the traditional subway style, stacked, or herringbone they bring a timeless feel," Newman adds. It is the place where your visitors see the inner beauty of the house and get their first attraction. Bright it up with Saltillo tile flooring which are more durable and perfect for everyday use. While following the latest trends can be fun, lately designers have been seeing a shift towards homeowners going off the beaten bath and creating spaces that are uniquely their style. Some other inspiring ways we’ve seen designers take on this trend include natural materials on places like cabinets and fixtures designed to mimic natural features like leaves and waterfalls.

Terrazzo Tiles

Each of these tiles is handcrafted, giving it unique variations in color and shape. If you like this aesthetic but want a little more uniformity, you might like our wide assortment of handmade-look tiles. Beige and grey are here to stay, but embracing a neutral color palette doesn't need to limit your creativity. Patterned tiles and mosaics in tan, cream and shades of grey will add interest to your bathroom without saturating it with color. Wood-effect flooring ideas – made from porcelain – are now the material of choice for its natural beauty and warmth; it conjures the quiet luxury of a spa.

Revive Blue & White

Biggest Bathroom Design Trends Of 2024 – Forbes Home - Forbes

Biggest Bathroom Design Trends Of 2024 – Forbes Home.

Posted: Tue, 23 Apr 2024 20:27:00 GMT [source]

Imagine stepping onto a mosaic of meticulously arranged tiles, each one showcasing intricate patterns and designs. With their bold and striking geometric shapes, these monochromatic tiles create an engaging visual experience that is sure to impress. The unique shape and pattern create a focal point that showcases their individuality and attention to detail. Whether you choose a bold color for a striking statement or a more subdued tone for a refined look, honeycomb tiles offer endless possibilities to express your personal style. These innovative tiles offer a practical and stylish solution that perfectly balances functionality and aesthetics.

Statement Walls

There are some excellent 'look-a-like' vinyls available now which replicate natural – and far more expensive – materials such as marble and wood-plank flooring. For a luxury finish, look for 'LVT' (luxury vinyl flooring) – browse House Beautiful's collection at Carpetright, or LVT specialists, Amtico, and Karndean. Different sized tile designs in a monochromatic color palette keep the eye moving, making a small bath appear more interesting and less cramped. Tile ideas for small bathrooms cover everything from plain and simple to luxe and indulgent.

Marble

bathroom flooring design

Let us look at best flooring ideas for bathrooms that are practical, efficient and aesthetically beautiful as well. Our interest in using natural materials for the home has led to a resurgence in recent years, making it another popular bathroom flooring idea. Warm underfoot and moisture-resilient, lino is well-suited to the bathroom and can be used with underfloor heating. It is easily scratched however, so this could be an issue if you have younger children or forget to take your shoes off regularly. If you're looking for some bathroom flooring ideas, read on for the pros and cons of the most popular bathroom flooring.

This process coats the tiles with a layer of glass that gives it a sleek finish. This further strengthens it and makes the tiles water and scratch-resistant. They also lend an elegant look and apt for modern bathroom flooring ideas. Consider bypassing the traditional small ceramic squares and go for bathroom tile ideas that will really wake up your shower.

Marble Fishscale Tile

For a more muted approach, try the dusty pink bath mat available from Saks Fifth Avenue. The glossy finish ties the kitchen island in with the backsplash, and introducing a few white tiles maintains cohesion with the rest of the kitchen. Those looking to avoid anything that's too "of the moment" will appreciate the designer's insights regarding flooring, too. Other great ways to be more sustainable include using natural materials like bamboo, recycled glass or cork as well as low-VOC paints and finishes Oakley suggests. In fact, if you’re looking for a way to make a splash in your bathroom, Neilson says swapping out a built-in bath for a free-standing tub can be a single project that makes the whole room feel more luxurious.

While it has gained a reputation for looking "fake," a beautiful design scheme—like this glam bathroom designed by Alison Victoria for her Atlanta home—can make it sing. Even the most common color combination for bathroom flooring doesn't have to be ordinary. Use your flooring choices to identify different areas of your bath and create interest at the same time. For example, define the area assigned to bathing with a small tile laid in a mosaic pattern.

The raised surface patterns add texture and movement with unique patterns that can be installed in a variety of ways for distinct designs. Any bathroom floor covering you choose will have to be waterproof and anti-slip, as splashes are inevitable. Follow the manufacturers’ advice around cleaning and care, especially for natural stone, and invest in the laying of tiles with the correct prep and substrate as well as tanking where necessary. Mosaic tiles are an excellent choice for bathroom flooring due to their captivating blend of functionality and artistic expression. Their small, intricate pieces create a visually stunning surface that can transform any bathroom into a vibrant oasis.

“Warm wood and cool earth tones, as well as varying shades of blue and green—heavily influenced by nature—are all super hot right now,” says Neilson. Bidets have been popular in many other countries for decades, but these devices are finally having their moment in the U.S. and major brands are taking note. While only 6% of Americans said they owned a bidet in a 2023 YouGov poll, many more said they were very interested (18%) or somewhat interested (23%) in adding one to their home in the future. If you're ready to have tile installed, The Home Depot's tile installation services can help.

The bathroom floor tile trends you need to know about - Homes & Gardens

The bathroom floor tile trends you need to know about .

Posted: Sun, 25 Feb 2024 08:00:00 GMT [source]

Granite is a hard and naturally occurring stone used commonly in the construction industry. Flooring made out of granite is resistant to water and heat, and this material is almost impossible to crack or chip. Granite is available in a variety of colours such as white, pink, green, shades of brown or grey. This is a material that will blend into your colour scheme of your bathroom easily.

Anti-slip tiles have the strength of other tiles such as resistance to heat, stain and water apart from being quite durable too. These tiles are available in a variety of shapes and colours so you will not be compromising on aesthetics if you choose them for your bathroom interiors. Practice these bathroom layout tips and plan your bathroom with unique bathroom flooring ideas. Therefore, you need a bathroom flooring durable enough to handle excessive moisture, traffic and dirt.

Saturday, April 27, 2024

7 best FHA lenders of 2024

house loans for bad credit

USDA construction loans, which allow for up to 100% financing for newly constructed homes, require the property to be a primary residence in a rural area with a population of 35,000 or fewer. Also called a C2P loan, this loan funds the construction project and then converts automatically to a traditional fixed-rate or adjustable-rate mortgage once the project is complete. This scenario is also called a single-close loan or single closing transaction. A two-closing transaction is when a borrower goes to a lender to convert a pre-existing construction loan into a permanent mortgage. To apply, you can use the Movement Mortgage website to find a loan officer near you or call a representative at loan servicing. After an initial conversation with a loan officer to determine your credit and financing options, you’ll apply and submit the required financial documents.

How To Get Approved For A Mortgage With Bad Credit

If you’re hoping to buy a house soon, don’t apply for multiple credit cards, open new credit accounts, or take out any new loans. Taking on additional debt — like a car payment — will increase your debt-to-income ratio and could substantially lower your home buying budget. Some would-be home buyers assume they can’t get a mortgage because of their credit scores.

What other factors do mortgage lenders consider?

The good news is that it may be possible to get a home loan even if you have bad credit. Having poor credit history can make qualifying more difficult, however, and can mean paying more in interest. Most conventional mortgages require a minimum credit score of 620.

Improving Your Credit Score Vs. Getting a Mortgage Now

house loans for bad credit

2) Repair your credit, boost your current credit scores, or establish positive credit before applying for a real estate loan. We compared more than a dozen lenders that require a minimum credit score of 660 or lower to choose the best personal loans for bad credit. An FHA loan can cater to borrowers with poor credit, but that doesn’t mean the other loan types are out of reach. Neither VA loans nor USDA loans have official minimum credit scores.

In general, FHA loans are more expensive than conventional loans for buyers with good credit or who can afford at least a 10% down payment. However, the FHA route could be the better option if you have poor credit or can only afford a small down payment. Department of Housing and Urban Development (HUD), has a home loan program that can help consumers with poor credit. Instead, it insures home loans, meaning the FHA will repay the lender if a borrower defaults on a mortgage.

9 Best VA Loan Lenders of April 2024 - Money

9 Best VA Loan Lenders of April 2024.

Posted: Mon, 01 Apr 2024 07:00:00 GMT [source]

Take steps now to improve your credit score and move closer to your dream of homeownership. You could qualify today for an FHA, USDA, or VA loan, depending on your circumstances. The lender will still use the lower credit score for setting the interest rate. As a result, applying with a co-signer won’t likely help you land a better interest rate. After you’ve signed a purchase agreement with the seller, you can submit a full application with the mortgage lender of your choice.

house loans for bad credit

What Do Lenders Consider a Bad Credit Score?

Note that preapproval will require more information as well as a hard credit check. While it can be hard to buy a house with bad credit, it’s still possible. However, your mortgage options will likely be more limited, and you might need to consider additional strategies to get approved. When someone co-signs a loan with you, their income, credit and assets can be used to help you qualify. The extra income can lower your DTI and show funds for a down payment. In certain limited situations, your DTI and cash reserves can impact the actual interest rate you get due to pricing adjustments on certain financing types.

Home Loans for Bad Credit: 7 Loan Options for 2024

And some people won’t have the mitigating factors they need—like 10% down—to qualify despite having bad credit. Right now, they expect the federal funds rate to stay around zero through 2021 and possibly 2022. There’s hardly been a more affordable time to get a mortgage if you have bad credit.

An FHA loan is a loan backed by the Federal Housing Administration. If you’re a first-time home buyer, FHA loans can be very attractive because of lower qualifying requirements. Debt consolidation loans reduce the number of debt payments you make each month and could even shorten the amount of time you’re repaying debt.

Low- to moderate-income borrowers in eligible rural areas may be able to find a loan through the U.S. A USDA loan is offered through the United States Department of Agriculture and is aimed at individuals who want to purchase a home in a rural area. Best of all, USDA loans require a minimum down payment of 0% — in other words, you can use it to buy a rural home without having to make a down payment. Also keep in mind that while you may be approved for a mortgage with a low credit score, you'll likely receive an interest rate that's on the higher end of the lender's rate range. With a score of less than 580, you’ll need a larger down payment of at least 10%, and your LTV will be no higher than 90%. Lenders will always want to verify your income when you apply for a loan.

If, for example, you borrow $300,000 and have excellent credit, you could secure an interest rate of about 4.8% or about $1,574 per monthly payment. A bad credit score could mean an interest rate of 6.4%, or $1,877 per month. Over the course of 30 years, this adds up to tens of thousands of dollars in additional monthly mortgage payments. In addition to higher interest rates, buyers with lower credit scores usually have to make a higher down payment, though down payment assistance programs can help ease the burden. The FHA minimum credit score is 500 with a down payment of 10% or more — but if you want to make the minimum 3.5% down payment, you’ll need a 580 credit score.

Compare Mortgage Rates and Loans

house loans for bad credit

Just keep in mind that your co-borrower will be equally liable for repayment of the loan, and any missed payments will result in damage to both your and your co-borrower’s credit. If you’re wondering how to buy a house with bad credit, here’s what you should know. If a client has a median score of 580 and the other has a score of 680, their qualifying score would be 630. Taking the average of these two scores means a borrower might qualify with two incomes where they otherwise wouldn’t.

Buying Options

Your credit score plays a major role in determining your mortgage interest rate. In general, lenders tend to charge higher rates and fees for bad credit loans. This is because borrowers with bad credit are seen as a riskier investment, which results in a higher rate to offset that risk. So in general, the lower your credit score, the higher your rate will be. Although some lenders may have a number in mind, the VA has no standard required credit score for a VA loan. Like an FHA loan, a VA loan is more forgiving of past financial difficulties, like bankruptcy, and typically has lower interest rates compared to other programs.

Avoid unnecessary hard pulls

If possible, consider postponing your home purchase until you’re able to improve your credit score. Doing so could save you tens of thousands of dollars over the duration of your loan. It’s important to shop around and compare your options with as many mortgage lenders as possible. Online mortgage lenders can be a good place to start when looking for a mortgage with bad credit as some consider additional factors beyond credit score in the application process.

Best Online Loan for Bad Credit and Low Income

A steady income, a small amount of debt compared to your income and a significant down payment can help you get a mortgage despite a bad credit score. But if your score is below 500, you’ll almost certainly be rejected. A recent foreclosure or bankruptcy can also really hurt your score and keep you from getting a loan for at least one year—and possibly several years. With certain loan programs and lenders, it may be possible—especially if you can make a big down payment, prove large cash reserves and have a low debt-to-income ratio. If you’re a veteran, active-duty service member, or have served in the Reserves or National Guard, you may be eligible for zero down payment.

Guild Mortgage: NMLS#3274

A co-signed loan requires someone to vouch for your ability to repay the loan. Lenders also usually charge late payment and non-sufficient funds fees. A two-year, $10,000 loan with a 20% interest rate and a 5% origination fee has an APR of 25.14%. If the lender takes the origination fee before sending you the loan, you’d receive $9,500 and the lender would keep $500. The Experian Smart Money™ Debit Card is issued by Community Federal Savings Bank (CFSB), pursuant to a license from Mastercard International. When it comes to what score you need to qualify for a mortgage, here's what you need to know.

There are also lenders that don't require you to have a credit score, which can make the loan easier to get. However, these types of personal loans tend to come with higher interest rates than normal. OppLoans is the only lender on the list that never charges an origination fee, which typically amounts to 0% of the total loan amount from other lenders. However, OppLoans’ interest rates are higher than what most other quick loans for bad credit charge. We considered how widely available the personal loans are, their minimum credit score requirement as well as their average borrower’s credit score.

Most lenders will consider a DTI of less than 50% acceptable when qualifying you for a mortgage, but the lower your DTI, the more loan options you could qualify for. Depending on the type of loan you’re applying for, a parent or another non-occupant can co-sign on your mortgage so you can get approved (you may even get a better interest rate). Be sure to ask your lender for details on what’s required for co-signers. You’ll likely pay slightly higher mortgage rates based on risk factors, although your chances of approval are still good.

Paying down things like personal loans, car loans, and credit cards, if you’re able, is a great way to improve your chances as a home buyer. The minimum credit score needed to get an FHA loan through most lenders, including Rocket Mortgage®, is 580. A few lenders do offer FHA loans with a minimum score of 500, but these will require a down payment of 10%. A conventional loan is a mortgage that isn’t directly insured by a government enterprise. It might be difficult to qualify for a conventional loan if you have poor credit.

What Is An FHA Construction Loan? - Bankrate.com

What Is An FHA Construction Loan?.

Posted: Mon, 01 Apr 2024 07:00:00 GMT [source]

But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you. You can't change your employment history, but you can do your best to make sure your employment status is steady before you begin applying for mortgages.

In this case, your loan officer can explain what’s holding you back and help create a plan to improve your credit. They’ll tell you exactly what needs to be done so you can qualify for a mortgage more easily in the future. The offers that appear on this site are from companies that compensate us.

house loans for bad credit

Every day, mortgage lenders around the country approve applications for first-time buyers with low credit scores. Mortgage lenders care less about bad credit than most people think. The lowest credit score typically required to buy a house is 500 with an FHA loan, which requires the borrower to make a 10% down payment. For credit scores of 580 or higher, a 3.5% down payment is sufficient.

If boosting your score allows you to be approved for a conventional mortgage instead of an FHA loan, you will save the up-front mortgage insurance premium of 1.75% of the loan amount. Additionally, conventional loans tend to have lower closing costs and interest rates than FHA loans. As such, maintaining a flawless payment history is one of the best ways to improve your credit score and increase your chances of getting a home loan with bad credit. If you have a pattern of making late payments, you may want to wait before applying for a mortgage to minimize the impact on your loan terms. When you apply for a home loan, lenders will look at your credit scores and overall financial picture.

To get a small personal loan with bad credit, you will need to focus on lenders such as Upstart, Avant and LendingPoint that offer loans to people with credit scores below 640. You should first check to see if you're pre-qualified, then compare offers based on APRs, loan amounts, repayment periods and credit score requirements. After that, you'll need to apply for the loan online, in person or over the phone. The credit score needed to buy a house depends on the type of loan.

Monday, April 1, 2024

Hawaii Roundtrip from Honolulu, 13 November 2021 7 Nt Pride of America 13 November 2021 Norwegian Cruise Line

first responder cruise

As a fervent travel enthusiast, the charm and sophistication of river cruising captivate me deeply. It feels akin to navigating through a tangible painting, with every twist revealing picturesque villages or glimpses into the local lifestyle. The rising popularity of river cruises has spawned a variety of cruise services, each offering unique facilities and experiences. Whether you’re drawn to the elegant Longships of Viking River Cruises or the modern design and heated pool of AmaWaterways, there’s a river cruise service catering to all kinds of travelers.

Margaritaville at Sea Is Honoring Military Members, Teachers, First Responders, and More With Free Sailings - Travel + Leisure

Margaritaville at Sea Is Honoring Military Members, Teachers, First Responders, and More With Free Sailings.

Posted: Wed, 07 Feb 2024 08:00:00 GMT [source]

The Collaboration: AmaWaterways and Ancestry Join Forces

Gratuities are not included for either the ship’s crew or the shoreside tour guides. Ama often has airfare specials and airport transfers included when you book airfare through the cruise line. Explorations Central aims to highlight local culture and history onboard via special talks, port guides and cultural demonstrations. Solo travelers will find cabins without added single supplement fees in Britannia Inside and Oceanview classes. Upper classes and suites are available for booking by singles with an added supplement, but Cunard often has reduced supplements available. Whether sailing in the Mediterranean or in the frigid Antarctic waters, the Seabourn crew is trained to serve each guest as if they are the most important person onboard.

Uncover Your Roots: a Unique Opportunity for Guests to Connect With Their Heritage

After kneading the dough until smooth and elastic, it is left to rest and then formed into balls. The rolls are boiled in a solution and sprinkled with salt before being baked until golden brown. The appeal of Norwegian Cruise Line’s pretzel rolls lies in their versatility, as they cater to different taste preferences. Whether you prefer a slightly salty or slightly sweet flavor, these rolls are sure to satisfy your cravings. This personalized heritage cruise, a collaboration between AmaWaterways and Ancestry, promises to bring my family stories to life.

first responder cruise

Our ships offer something for everyone

first responder cruise

Finding a cruise is simple, whether it be booking a cruise online or through a travel advisor. Yes, Norwegian Cruise Line’s addictive pretzel rolls are available for purchase outside of the cruise. Although there are no official recipes, there are online recipes that attempt to recreate the irresistible allure of these rolls at home. Baking enthusiasts can recreate the famous rolls by following a simple recipe using yeast, water, milk, canola oil, all-purpose flour, and salt. The baking process of Norwegian Cruise Line’s pretzel rolls involves a series of steps that result in the perfect combination of softness and chewiness. The dough is made by combining yeast, water, milk, and canola oil in a bowl, and then folding in all-purpose flour and salt.

Once I’ve been verified, I can look forward to receiving cruise offers via email on November 3rd. It’s worth mentioning that the booking deadline for this promotion is December 31st, so I should make sure to secure my spot before then. "We hope a little downtime to recover from the demands of their day-to-day responsibilities is just what they need." Choose from more than 500 itineraries and receive an Onboard Credit of US$100 per stateroom when you book a new cruise with Holland America Line.

Are There Any Age Restrictions for Participating in the Heritage Cruises?

So, not only do these rolls satisfy your taste buds, but they also offer some nutritional value. Indulge in the irresistible taste of Norwegian Cruise Line’s pretzel rolls and enjoy a guilt-free treat. Yes, guests will have access to their genealogical research after the cruise.

A day in the life on a cruise holiday

Yes, family members and companions of first responders and medical professionals are eligible for the discount. Proof of their relationship to the eligible individual may be required. The CEO also emphasized the company’s commitment to providing exceptional service and unique experiences to their guests. Plus, there’s even a chance to win a 7-day Eastern Caribbean cruise! So, let’s dive in and discover all the details of these exclusive cruise discounts.

Margaritaville at Sea® reserves the right to correct any errors or omissions and to change any and all fees, surcharges, and offers at any time. Days can be filled with as much or as little as you want, while evenings can be the social highlight. AmaWaterways ships are fraught with enthusiasm and excitement to see what is around the next bend in the river. The ships are small enough that new friendships form easily over shared dinner or lunch.

Viking River Cruises: Longships, Sleek Designs, and Green Features

All Passholders and their guests must present at the Port at the time or embarkation valid Travel Documents required for sailing, including a valid U.S. Failure to present valid travel documents at the time of embarkation shall constitute a cancellation subject to Section 2.7 and Margaritaville at Sea’s® Cancellation Policy. For more information on required Travel Documents please visit the Website. Premium alcoholic beverages are included, as is Wi-Fi (premium speeds are only available in the upper suites). On select sailings, guests may opt for a port-to-port package in order to book their own flights.

With expert genealogists on board and curated excursions, this partnership brings genealogical research to life. As I step onto the luxurious vessel, a surge of excitement and expectancy washes over me. AmaWaterways and Ancestry have joined forces to create an extraordinarily distinct voyage – tailored heritage cruises. As the Editor in Chief, he brings a wealth of experience and an unwavering passion for travel to the helm of our cruise-centric platform. From sailing through crystal-clear waters to discovering vibrant cultures, Variety Cruises’ expansion plans promise unforgettable adventures for every traveler. In a recent interview, the CEO of Variety Cruises shared some exciting insights about the upcoming itineraries.

A Passholder must abide by any rules and regulations applicable to the Margaritaville at Sea® or to the use of the Passes as promulgated by Margaritaville at Sea® from time to time. Margaritaville at Sea® reserves the right to make changes to these Pass Terms and Conditions at any time. Any amendment to these terms and conditions will be effective when posted on the Website.

Princess Cruises is offering a special promotion of 50% off select cruises just for us. From now until February 2022, we can take advantage of this amazing opportunity to sail from North America and reconnect with our loved ones. Passengers have to be a "verified member" through GovX's ID platform, and the deal applies only to those travelers on a reservation. The offer is only valid for one cruise per member each year, and does not include fees, taxes or tips.

The rolls are expertly crafted, with a recipe that has been perfected over time. The secret lies in the preparation, where the dough is boiled and sprinkled with salt before being baked to a golden brown perfection. Once you experience the addictive nature of Norwegian Cruise Line’s pretzel rolls, you’ll understand why they are a fan favorite. Imagine sailing down the picturesque rivers of Europe, while expert genealogists guide us through our ancestral history.

These delectable rolls have a rich history rooted in the tradition of pretzels. Pretzels date back to ancient times and were originally created by monks in Europe. They were often given as rewards to children who learned their prayers. The cultural significance of pretzel rolls lies in their association with indulgence and enjoyment.

That's why we're so passionate about putting together fun, relaxing, elegant cruises where you can truly enjoy yourself, without looking over your shoulder. This agreement to binding arbitration evidences a transaction in interstate commerce, and thus the Federal Arbitration Act, 9 U.S.C. §§ 1-16, governs its interpretation and enforcement. This agreement to binding arbitration will survive its termination. If any portion of this agreement to binding arbitration is deemed invalid or unenforceable, the remaining portions shall nevertheless remain in force.

Cruise Discounts for First Responders and Medical Professionals

first responder cruise

Whether you want to explore alluring doorstep destinations or further afield, we’ll take you there. The island of Kona has a rich history, with Captain James Cook first setting foot there in 1778 (and eventually meeting a grizzly end). As well as its fascinating history, Kona has plenty of breath-taking landscapes to be discovered including Puuhonua o Honaunau National Park. Because of the idyllic location, Kona is also perfect for snorkelling amongst vibrant marine life including dolphins and manta ray.

Free cruise for 'frontline heroes': This ship will offer free sailings to the Grand Bahamas

Don’t forget to verify your status using Sheer ID between October 18th and 31st, and book your dream cruise by December 31st. With various cruise options departing from Los Angeles, San Francisco, and Ft. The sweepstakes runs from October 18th to 31st, 2021, giving me a limited window of time to participate. It’s important to note that the verification period runs from October 18th to 31st, so I need to make sure I complete the process within this timeframe. Military & Veteran Onboard Credit - $250/person with active duty or veteran verification, max 2 per cabin.

Cruises for Heroes

first responder cruise

By travelling with the Pass, guests agree to be bound by all such terms and conditions. Margaritaville at Sea®, in its sole discretion, reserves the right to implement blackout dates, which are sailing dates on which Passes may not be used. To the extent any blackout dates are implemented, this information will be available on the MVAS Annual Pass Details webpage on the Website. Margaritaville at Sea® reserves the right to change or cancel cruise reservation requirements at any time without notice or liability. Margaritaville at Sea® makes stateroom assignments for bookings reserved with the Pass in its sole discretion.

Margaritaville at Sea offering free cruises to first responders, military and teachers - WTSP.com

Margaritaville at Sea offering free cruises to first responders, military and teachers.

Posted: Wed, 07 Feb 2024 08:00:00 GMT [source]

Related blog articles for first time cruisers

To receive this offer, please verify your Healthcare and First Responder status by accessing the link below and filling out our secure form page. Throughout the year, the line also has special promotions for first responders, medical professionals and teachers (no specials were available at the time of publication). Those who qualify can verify their status through Princess' website and sign up to receive notifications of promotions.

Best Cruise Line for First Timers on a Budget: Carnival Cruise Line

Princess Cruises sailings are available for guests who have received their final dose of an approved COVID-19 vaccine at least 14 days prior to the beginning of the cruise and have proof of vaccination. All fully vaccinated guests must also produce a negative, medically-observed COVID-19 test (PCR or antigen) taken within two days of their embarkation on all Princess sailings. The offer applies to select cruises of four nights or longer and excludes Galapagos sailings. In conclusion, if you​ are a first responder looking for a well-deserved vacation, consider embarking on a cruise adventure. Cruise lines offer incredible‌ experiences and services to make your trip truly extraordinary.

FREE BAHAMAS CRUISES FOR HERO + GUEST

Some cruise lines extend deals beyond active and retired military personnel, offering special rates to first responders, medical personnel and educators. Two ships take the concept of locally-inspired and locally-sourced food to a new level in a program called S.A.L.T., which stands for Sea and Land Taste. Guests have the opportunity to participate in food-oriented shore excursions, elevate their experience in onboard cooking classes or simply enjoy the food and drinks of each region in the S.A.L.T. Bar and Kitchen. Food on Ama ships is all included in the cruise fare, even the specialty dining Chef’s Table.

Embracing the Unexpected: Navigating Surprises in Travel

first responder cruise

On average, Norwegian Cruise Line serves passengers a generous amount of pretzel rolls per cruise. Passengers can also request additional pretzel rolls during their cruise to satisfy their cravings for these irresistible treats. Indulging in the delectable flavor of these rolls is an experience that cannot be missed. The unique taste and texture of these rolls come from the process of boiling the dough before baking it. They are low in fat and cholesterol, making them a healthier option compared to other breads. Additionally, they are a good source of carbohydrates, providing energy and fuel for the body.

They have become a staple in many cuisines and are loved by people all over the world. Norwegian Cruise Line has taken this beloved snack and elevated it to new heights, creating a delicious treat that leaves guests craving more. The combination of the soft, chewy interior and the crispy exterior makes these pretzel rolls irresistible. The popularity of river cruising has been on the rise in recent years, and Scenic Cruises has been at the forefront of this growth.

Holland America

Let’s embark on a journey to uncover the premier river cruise lines and understand the unique attributes that differentiate them. These floating⁤ resorts cater⁢ to all ages and interests, providing world-class amenities and entertainment⁢ options. From extravagant Broadway-style shows⁤ and exhilarating water parks to gourmet dining experiences and ⁣rejuvenating spas, cruise lines strive to create a truly‍ fantastic vacation experience ⁢for their guests. MSC Cruises offers discounted fares to all active and retired U.S. military personnel and family members traveling with them. You can receive a 5% discount on inside and ocean-view cabins, a 10% discount on balcony cabins and suites and a "kids sail free" promotion on select sailings.

Many of the line’s ships feature impressive technology-based attractions like robotic bars, virtual reality games and entertainment venues. Cabins range from budget-friendly rooms to two-story suites with five-digit cruise fares. Whether you want to sample a short three-night adventure or plan to jump straight into an expedition cruise, we’ve got important details that make the decision easier. Below is our guide to the 11 best cruise lines for first-time cruisers of all travel styles. I discovered that the origin of Norwegian Cruise Line’s addictive pretzel rolls can be traced back to their buffets, restaurants, and even in the breadbasket at dinner.

Wellness is a priority onboard AmaWaterways ships, with Wellness Hosts on each ship as well as swimming pools, spas and bicycles for use in port. The unique features of Tauck’s all-inclusive river ships include loft-style cabins, French balconies, and a casual steakhouse cafe. The dining options on board provide a variety of delicious and satisfying meals. Avalon Waterways offers a range of amenities on their suite ships, such as oversized cabins and Panorama Suites with Open-Air Balcony features.

This convenient process allows me to easily prove my status and take advantage of this incredible offer. Added "Heroes-only sailings will be offered at a later date," Sheehan, Jr., said. Select cruises departing from Los Angeles and San Francisco to Mexico and the California Coast, plus Caribbean cruises sailing from Ft.

The 18 Best Leave-In Conditioners, According to Hair Experts and Editors

Table Of Content Best Nourishing Formula:MopTop Leave-In Conditioner- For All Hair Types JVN Complete Hydrating Air Dry Hair Cream No Nothin...